This paper discusses in depth the operation process of the financial cloud platform, including the three parts of cloud collection, cloud processing, and cloud products, and describes its business design process. Combined with the financial data of Enterprise A from 2020 to 2024, it studies the effect of financial cloud platform on the integration and application of enterprise financial performance, management level and business sharing efficiency. And through a questionnaire survey, several employees and executives from various departments of Enterprise A were selected to analyze the impact of the financial cloud platform on the digital transformation of the enterprise by using the Richter Scale. The financial cloud effectively improves the performance of financial indicators of Enterprise A. For example, the return on net assets in 2022~2024 increases by 2.06~6.6 compared with the industry average. From 2020~2024, the operating revenue and net profit of Enterprise A increase to 108.484 and 43.778 billion yuan, respectively. With the implementation of the financial cloud platform, the basic business staff of Enterprise A shrinks to 49 people, the business cost decreases to 324 million yuan, and the efficiency of business processing improves significantly. The overall recognition of the effectiveness of the enterprise’s digital transformation under the financial cloud platform by the investigators of Enterprise A is 4.34 points, which indicates that the financial cloud platform has a facilitating effect on the enterprise’s digital transformation.