This paper constructs a digital maturity model of asset management for the elderly with 4 target layers and 13 factor layers. On the basis of the evaluation index system established by the hierarchical analysis method, it combines the fuzzy comprehensive evaluation method to establish the risk evaluation model of elderly asset management. Then the fuzzy set qualitative comparative analysis method is used to explore the digital transformation of assets to provide a scientific and feasible way to make the process of digital transformation of elderly asset management more standardized and procedural. The weighting results of the target layers show that the weights of the four target layers, namely, “organization construction, technology application, operation guarantee and innovation drive”, are small, ranging from 0.2303 to 0.2654, while the weights of the factor layers, namely, “innovation of data technology, business model and technological achievement”, and “innovation of technology results”, are the only factors to be considered. In the factor layer, only “data technology business model and technological innovation” has a weight of more than 0.1, which shows that the digital transformation path of assets is closely related to the development of science and technology. In addition, indicators such as talent and maintenance management are also extremely important to the digital transformation of asset management for the elderly. This paper also emphasizes the importance of the three indicators of “capital investment, internal control of marginal conditions, and talent reserve” to realize the digital transformation of asset management for the elderly.
