As the leader of the China Commercial Bank, the Party Secretary is responsible for the stability and development of banks. We used data from 49 Chinese banks from 2015 to 2022 to study the relationships between gender, age, education level, regulatory work experience, overseas study or work experience, tenure characteristics of party secretaries, and bank operational prudence. The results show that gender, age, regulatory experience, and overseas experience of party secretaries have no significant impact on the prudence of bank operations, while party secretaries with higher education and longer tenure enhance the prudence of bank operations by strengthening the bank’s risk control culture and risk prevention mechanisms. This provides a new perspective for deepening socialist reforms with Chinese characteristics and extending the prudent operations of Chinese commercial banks.
